how to rent a car to a private individual?

Increasingly widespread, car rental between individuals allows you to save money. But how does this translate, on the insurance side?

The car is now the second item of expenditure for the French, behind housing and ahead of food, with an average budget established between 5,400 and 6,200 € in 2016. Because owning a vehicle is expensive, between maintenance, insurance and fuel, not to mention any costs in the event of an accident. However, it is possible to reduce the bill, and even to earn money with your car in a very simple way, by practicing rental between individuals. An increasingly popular method, made possible by many specialty sites, allowing owners and those in need of a vehicle to get in touch. Renting your car is then a good way to reduce costs, or even to make it profitable when you don’t need it. For the tenant, this practice makes it possible to benefit from a cheaper car than with a traditional rental company, while having a wide choice throughout France.

If you want to rent out your car, nothing could be simpler, since all you have to do is register on one of the many sites offering this service, write a presentation of your vehicle and indicate the periods during which it is available. The implementation of this device then differs according to the operator, some opting for a box controlling the opening of the doors while others favor the delivery of the keys in person. Whether it’s for an hour, a day or a week, everything is possible, depending on your needs and the availability of the vehicle you want. Generally lower than with conventional rental companies, the amount of the rental varies according to several criteria, such as the daily price, set by the owner, the duration, the service charges, the insurance and the various guarantees as well as any supplements. . This is particularly the case if you are a young driver or if you exceed the expected mileage.

What about insurance?

Be aware that it is better to go through a specialized site to rent your car to another person, at the risk of not being covered in the event of damage. Moreover, insurers do not agree to cover paid rental between individuals, because it is then a commercial practice, which requires professional insurance. By using a company, you will therefore benefit from car insurance included in the rental contract, including civil liability cover, as well as various guarantees covering theft or fire, among others. Before renting a vehicle from an individual, remember to check the insurance offered as well as the conditions, such as the age of the driving license, the age of the driver, the mileage of the car or its use. If these are not respected, the company can then refuse to cover the damage.

And if you want to know more about Allianz prices, you can request your quote directly on the Auto-moto website by clicking on this link.

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